Michael Kearney enrolled at Santa Rosa Junior College in Sonoma County, California, graduating at age 8 with an Associate of Science in Geology. In 1993, his family moved to Alabama, and he is listed in the Guinness Book as the world's youngest university graduate at the age of ten, receiving a bachelor's degree in anthropology from the University of South Alabama in 1994. Circa 1996, he was interviewed by Meredith Vieira on Turning Point (ABC News). As of 2014, Kearney remained the youngest person to have a high school and undergraduate degrees.

Michael was homeschooled by his mother and father, especially his mother, a Japanese American. He was diagnosed with ADHD, but his parents declined to use the offered prescription of Ritalin. His younger sister, Maeghan, is also a child prodigy and graduated from college at age sixteen. According to psychology professor Martha J. Morelock, Kearney was helped to adjust well to his surroundings by his parent's determination, and the take-on-the-world attitude they passed down to him. As of 2006, Kearney's parents live in Alaska.

Kearney spoke his first words at four months. At the age of six months, he said to his pediatrician, "I have a left ear infection", and he learned to read at the age of ten months. When Michael was four, he was given multiple-choice diagnostic tests for the Johns Hopkins precocious math program; without having studied specifically for the exam, Michael achieved a perfect score.

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