Freda Charcilia Payne (born September 19, 1942) is an American singer and actress. Payne is best known for her career in music during the mid–1960s through the mid–1980s. Her most notable record is her 1970 hit single, "Band of Gold". Payne was also an actress in musicals and film, as well as the host of a TV talk show. Payne is the older sister of Scherrie Payne, a former singer with the American vocal group The Supremes.

In 1969, her old friends back home in Detroit, Brian Holland, Lamont Dozier, and Edward Holland, Jr., persuaded her to sign with their newly formed record label Invictus. During that same year, her first Invictus single, "Unhooked Generation" (a minor R&B hit), was released. Shortly thereafter, Eddie Holland offered her a song entitled "Band of Gold", which he along with Brian Holland and Lamont Dozier co-wrote (under the pen name Edythe Wayne) with Ronald Dunbar. In early 1970, the song became an instant pop smash reaching No. 3 in the US and No. 1 in the UK for six consecutive weeks; it also gave Payne her first gold record. Global sales were estimated at two million.

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